Saving Rates
Rates will remain unpublished but are available at the credit union. Please visit us or call.


Savings Programs
Minimum balance to earn the stated APY: Share(saving), $100; Youth/Kids Clubs $25; Christmas, Vacation Clubs $100. rates will remain unpublished until further notice. Please call HRCRu.

Accounts	APY	Dividend
Shares (savings)
Christmas Club**
Vacation Club**

**A penalty will be imposed for early withdrawal.

Certificates of Deposit
Minimum $500 deposit on all CDs.  Interest is earned daily.  A penalty will be imposed for early withdrawal.  Dividends paid at maturity. Rates will remain unpublished until further notice.

                     Monthly                              Quarterly

Term	APY	Dividend	APY	Dividend
60 Day
90 Day
6 Month
1 Year
18 Month
2 Year
3 Year
4 Year
5 Year

Jumbo CD rates are available on most CDs for new deposits
above $100,000.
Some restrictions apply.

Money Market Account-Insured
Minimum balance to earn dividends = $1000.

Investment	APY	Dividend
100,000+
50,000+
25000+
10,000+		.
1000+

APY= Annual Percentage yield.  Additional information concerning compounding and crediting, minimum balances, transaction limitations, bonuses and other account information can be found in the individual account headings in the Truth in Savings Account Disclosure. 

Funds are federally insured by NCUA. 

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